Faremax: Travel Forums

When you travel out of your country, do you buy travel insurance from a travel agent?

We usually buy it along with the travel package.

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I almost never buy my travel insurance anywhere other than from the company that I am travelling with. I think ultimately it will cut down on the legwork you have to put in to get a successful claim if everything is in the same place, because that way you won't have to have one company chasing up another to check out a story and so on.

I shop around for my travel insurance - I don't tend to do package holidays, so I don't mind the extra legwork - I'm a very price concious traveller. So far I haven't had to claim on my travel insurance, but I do buy based upon reviews as well as price, so hopefully if I do need to claim it will go smoothly.

britjojo:

I almost never buy my travel insurance anywhere other than from the company that I am travelling with. I think ultimately it will cut down on the legwork you have to put in to get a successful claim if everything is in the same place, because that way you won't have to have one company chasing up another to check out a story and so on.

I definitely agree. To avoid future problems better have the same travelling and insurance company.

The one problem with getting travel insurance from the company you book with is that if you travel several times a year you could end up paying a lot of money out that  you wouldn't have needed to if you'd bought annual multi-trip insurance.

I guess it depends on how much faith you have in your insurer - if the peace of mind is that important it might be worth getting a complete package each time.

I usually purchase it through my house insurance plan when I get ready to leave.  Allstate offers really good travel insurance and it will cover most anything that happens while you are out of the country.